PAYPAL RECEIVING PROBLEM + SOLUTIONS

Everyone who uses PayPal will eventually come to a time where they can’t accept payments from their customers. However, this is quite rare if the receiving PayPal account is in perfect standing.

First thing to make sure you have a good account is to turn your account into a Business type account.

This is easy and doesn’t require anything to upgrade from personal/ Premier.
However, there are pros and cons in everything.

With a business account, PayPal will ask you about the nature of your business, some invoices, your business income etc.

But let me tell you, once your account has been limited and you provided all the information they need, this account can receive a lot of cash and can delay chargebacks, PayPal protects people who use them in their business.

For example, www.gyft.com is a big gift card site. When people try to dispute, most of the time they win because they are big and established financial institution.

If your business account has a credit/ debit card linked to it, this how to optimize your account to receive payments from credit/ debit cards:

Login to your account
Click on profile
Click on My Selling Tools on the left side of the screen
Look for the option called “Web Preference” and then click update
You can see a feature called “PaypPal Account Optional” make sure it’s ON!
Save.

NOTE: In some countries, even with a Business account, PayPal will require your customers to pay using PayPal account. To confirm this, please contact PayPal support team.

If your customers can’t send payment to your account even though your account is in perfect standing, the problem is on their side now:
THE CARD YOU ENTERED CANNOT BE USED FOR THIS PAYMENT/ WE CAN’T SEND YOUR PAYMENT RIGHT NOW

The card used has exceeded PayPal’s guest checkout limit which is $4000

The card used has exceeded PayPal’s guest checkout limit of 15 times

The card used for the payment is attached to a PayPal account

The card has been previously used on a fraudulent transaction in PayPal

The payment was done on blacklisted IP in PayPal

The card has insufficient funds

The card’s bank has restricted it to make a payment on PayPal

The card’s bank has restricted the card to be used on online purchases

The card has been reported as lost/stolen
The card’s bank requires further verification and authorization to proceed on the final payment
The email address used raises red flags in PayPal.